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Welcome to Health Net Life Medicare Supplement
A Medicare Supplement plan (also called a Medigap policy) is private health insurance designed to supplement Original Medicare coverage. Medicare Supplement insurance helps pay some of the health care costs (or "gaps") that are not covered by Original Medicare, such as copays, coinsurance, and deductibles. All Medicare Supplement plans must follow federal and state laws. The standardized policies that can be offered by Medicare Supplement insurance companies are identified by the letters A through N. Medicare Supplement plans do not replace Original Medicare; they only work to supplement Original Medicare benefits. Medicare supplement plans typically do not cover long-term care, vision, dental, hearing aids, eyeglasses, or private nursing.
Medicare Supplement plans provide coverage for:
- Medicare Part A and Part B coinsurance or copayments
- Medicare Part A* and Part B** deductibles
* Medicare Part A deductible of $1,676 is covered under Plans F, Innovative Plan F, High Deductible Plan F, G, High Deductible Plan G and Innovative Plan G.
** Medicare Part B annual deductible of $257 is covered under Plans C, F, Innovative Plan F and High Deductible Plan F only.
Please note: As of January 1, 2020, Plans C, F, Innovative Plan F and High Deductible Plan F are no longer offered to newly eligible Medicare beneficiaries. You are considered "newly eligible" if you:
- Turn 65 on or after January 1, 2020.
- First become eligible for Medicare benefits due to age, disability, or diagnosed with end state renal disease on or after January 1, 2020.